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Posts Tagged ‘temporary healthinsurance’

Sniffle, sniffle, the sounds of Spring

Monday, March 9th, 2009

Do not let spring allergies get you down. If you suffer from allergies schedule a visit with your provider from your health insurance network today.  

Pollen is the main reason behind allergies in the springtime. But many people with allergies are sensitive to a number of substances, such as, animal hair, cottonwood; molds and fungus, which can all contributing to those springtime sniffles.

Sometimes allergy symptoms are brought on by foods. Since there are so many things that could cause your allergy symptoms you should visit your doctor to see if you can find the root of your allergies.

Doctors usually diagnose allergies with the skin prick test, which involves making a small break in the skin — typically on the arm or back — to introduce a tiny amount of a specific allergen. If it shows a reaction that acts like a bug bite that denotes an allergy to that substance.

In conclusion, there are many things that cause allergy symptoms. It is best for you to go to your doctor at the onset of theses symptoms. It is not a good idea to wait too long after the symptoms start, because it could be a cold or even allergies that can cause you to get an infection if not treated in a timely manner.

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New Mental Illness law

Monday, February 23rd, 2009

New health insurance law to take action January 2010.   The Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 says that health insurance companies must implememt the same benefits for mental illness and substance abuse as they do for any other illness.

Not all health insurance policy holders will benefit from this new law. there are limitations set forth. the law will only effect those with insurance that have more than 50 participants in it’s group. So if you have small group or individual insurance you will not benefit.

I would not expect any immediate changes for all policy holders, but I do believe that consumers will push for changes to match the law in all plans. I don’t think we would see the same changes, but possibly mental illness and substance abuse benefits that are a little more useable.

Since health insurance is consumer driven I would expect to see a carrier make some changes in the way of these benefits and in return see a trickle down effect happen. If one carrier makes some significant changes you can expect others to follow suit. It is a marketable selling point they will not ignore.

Many believe that the healthcare system is in need of much change. So this law is one very positive step in the right direction. It is a huge success for many lobbyist that believe much change is needed. I would expect to see many changes in the years to come.

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